Powerful Features for Modern Commerce

Everything you need to manage credit sales, build customer relationships, and grow your business.

For Merchants

Run Your Business Smarter

Tools designed to help you offer credit confidently and manage your customer relationships effectively.

Credit Sales Management

Record and track credit sales with ease. Set credit limits, due dates, and payment terms for each customer.

Customer Management

Maintain a database of all your customers with their contact information, credit history, and payment behavior.

Analytics & Reports

Get detailed insights into your sales, outstanding credits, payment trends, and customer behavior.

Digital Wallet

Receive payments directly into your Kopaduka wallet. Withdraw to KCB M-Pesa or bank account anytime.

Automated Reminders

Set up automatic payment reminders via SMS. Customers receive notifications before and after due dates.

Account Statements

Generate professional account statements for customers showing their transaction history and balances.

For Customers

Shop Now, Pay Later

Access the goods you need and pay on your own terms. Build your credit history along the way.

Shop on Credit

Purchase from your favorite merchants and pay later. Build trust and access goods when you need them.

Flexible Repayment

Pay back on your own schedule within the agreed terms. Make partial payments as your cash flow allows.

Credit Score Building

Build your credit score with timely payments. Good scores unlock higher credit limits and better terms.

Mobile First

Manage all your credits from your phone. View balances, make payments, and track due dates easily.

Multiple Merchants

View and manage credits from all your merchants in one place with our aggregation feature.

Secure Transactions

All your data is encrypted and protected. Pay via KCB M-Pesa or bank transfer with confidence.

Built for Reliability

A platform you can trust with enterprise-grade security and performance.

Bank-Level Security

256-bit encryption, secure authentication, and regular security audits.

Real-Time Updates

Instant notifications for all transactions and payment activities.

Customizable Settings

Tailor the platform to your business needs with flexible configurations.

Works Offline

Record transactions even without internet. Syncs automatically when connected.

Why Choose Kopaduka?

No setup fees or monthly charges
Works with KCB M-Pesa and bank transfers
Available on web, iOS, and Android
Instant notifications via SMS and app
Detailed analytics and reporting
Dedicated customer support
Bank-level data security
Works offline with automatic sync

Ready to Transform Your Business?

Join thousands of merchants already using Kopaduka to grow their businesses.