Follow these simple steps to start offering credit to your customers.
Create your free account in minutes. Provide your business details and verify your identity.
Search for registered customers by phone number. View their profile and link them to your shop.
When a customer buys on credit, record the transaction with item details, amount, and due date.
The system sends automatic payment reminders to customers via SMS before and after due dates.
Customers pay via KCB M-Pesa or bank transfer. Payments are tracked automatically and balances updated.
Access the goods you need and pay on your own terms.
Your merchant registers you on Kopaduka. You'll receive an SMS with your account details.
Purchase goods from participating merchants within your credit limit. No upfront payment required.
Get SMS notifications about your outstanding balance and upcoming due dates.
Repay via KCB M-Pesa or bank transfer at your convenience. Make full or partial payments.
Timely payments improve your credit score, unlocking higher limits and better terms.
Kopaduka creates value for both merchants and customers.
Your security is our priority. We use industry-leading security measures to protect your data and transactions.